Acceptance Of Conditions – By accessing and browsing this website, visitors accept, without limitation or qualification, the Terms and Conditions contained below and all applicable laws. First Canadian Financial Group (First Canadian Insurance Corporation, Millennium Insurance Corporation, Data Gathering Service Inc. and Platinum Tire and Rim Protection Inc.) may at any time revise these Terms and Conditions by updating this posting. Visitors agree to be bound by such revisions, and should periodically revisit this page to review the current Terms and Conditions. Information Accuracy – Although the contents of this website are believed to be reliable when posted, First Canadian Financial Group cannot guarantee this information to be current, accurate or complete. The information is subject to modification and updating from time to time without notice. Prior to acting upon any of this information, please contact your independent financial advisor to verify its accuracy. Web Site Content – The information on this website does not constitute an offer to buy or sell products or services and is not intended to provide professional advice including, without limitation, financial, legal, accounting or tax advice. The information should not be relied upon in this regard. Please contact your independent financial advisor for assistance. Product Availability – The products and services referred to on this website may not be available in all geographic regions. First Canadian Financial Group products and services are only available in provinces and territories of Canada and other jurisdictions in accordance with the local law and where they may be legally offered for sale. All products and services are subject to the terms, conditions and limitations of the applicable agreements. Trademarks And Copyright – All contents of this website are the copyright of First Canadian Financial Group and are protected under the copyright laws of Canada and other countries. All rights reserved. In addition, certain information on this website may be copyrighted by others. The information on this website shall only be copied for personal use and may not be reproduced, or distributed for any other purpose in whole or in part without the prior written permission of First Canadian Financial Group. Any infringement of First Canadian Financial Group rights will result in appropriate legal action. Hypertext Links – This website may facilitate access by hypertext links to other worldwide websites. These hypertext links are entirely independent of this website and shall NOT in any manner be construed as any reflection on or any affiliation with or endorsement of such site or entity or its respective products, services or contributions to this website. First Canadian Financial Group has not reviewed the content linked to. The right to reproduce and use the content linked to is (1) subject to the conditions that the respective owners may impose, and (2) is at your own risk. Privacy And Security – First Canadian Financial Group attempts to maintain security efforts which are consistent with standard industry practice in Canada. However, complete privacy, confidentiality and security are not yet possible over the Internet. Therefore, First Canadian Financial Group shall not be responsible or liable for any harm or loss, which may be suffered by any party, resulting from the use, communication or transmission of any information, including private, confidential or sensitive information to or from this web site. E-mail – First Canadian Financial Group will not accept transactions or instructions by Internet E-Mail messages, unless otherwise specified. However, questions of a general nature or inquiries may be communicated by E-Mail messages. First Canadian Financial Group discourages customers from sending confidential and personal information by Internet E-Mail messages, as the security of these messages cannot be guaranteed. Any person who chooses to send a message by E-Mail does so at his or her own risk and First Canadian Financial Group will not be held responsible for any damages or losses incurred as a result. Any communication transmitted to us by electronic mail, regular post or otherwise becomes the property of First Canadian Financial Group or its affiliates and may be used for any purpose. First Canadian Financial Group is free to use any idea contained in any communication sent to us for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products using such information. Liability – First Canadian Financial Group, its officers, directors, employees or any persons associated with the creation of this website, are NOT responsible in any manner whatsoever for any harm, loss or damage that may arise in connection with or through the use of this web site including, without limitation, any direct, indirect, special, third party or consequential damages, howsoever caused. By accessing and browsing this website, visitors agree that the laws of Alberta and Canada apply to any issue that might arise with First Canadian Financial Group regarding this site, and to settle such dispute in the courts of Alberta.