Mechanical Breakdown Protection

Learn More

Get where you want to be, worry free.

A First Canadian Protection Plan can guard you against unplanned repair expenses. We offer low deductibles and provide coverage anywhere in Canada and the continental United States.

Overview

Mechanical Breakdown Protection

A First Canadian Protection Plan can guard you against unplanned repair expenses.

Are you worried about unexpected breakdowns and unforeseen costly repairs?

Vehicles today are built with thousands of specialized parts and high-tech components. With the cost of service and components increasing each year, an expensive repair can be a major financial burden. Most manufacturer plans tend to cover the period of your vehicle’s life when things don’t break, and most often it’s not until after the manufacturer’s warranty period has expired that things start to go wrong.

Repair Costs

How much can a typical repair really cost?

Frequency of Repairs

Kms in thousands

Choose Unit:

Kms

*Figures are an approximation for illustration purposes only.

Repair Period

Factory Warranty Coverage Calculator

What can you expect from your factory warranty coverage?

Make
Year

Travel with peace of mind. Travel with a First Canadian Protection Plan.

New & Used Vehicle Protection

Time of Sale Extended Protection

It’s better to have coverage and not need it, than to need it and not have it.

Canada & United States Coverage

FCPP covers your vehicle anywhere in Canada and the continental United States.

Transferable Coverage

In the event you choose to sell your vehicle privately, you can transfer the remaining coverage to the next owner.

Reducing Deductible

Your selected deductible will be reduced by $50 when repairs are performed at your selling dealer.

Direct Response

FCPP will quickly and efficiently handle any claim. Repair costs are paid directly to the repair facility on authorized services, saving you from out-of-pocket expenses and the inconvenience of waiting for reimbursement.

Experienced Based Refund (EBR)/Guaranteed Price Rebate (GPR)

If you don’t have to use the coverage, you can apply for a refund of up to $1,900 once the plan term expires.

Select the right plan for you.

Read more about each plan offering.

Powertrain
Select Plus
Ultimate
COMPONENT GROUP
Powertrain
Select Plus
Ultimate

Engine

Engine

Engine

Engine

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; pistons; piston rings; connecting rods and bearings; crankshaft; crankshaft main bearings; OHC carriers; cover and module; camshaft; camshaft bearings; cam followers; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gears; timing chain cover; timing chain tensioners; timing chain and belt guides; timing belt pulley; engine serpentine belt tensioner; idler pulley; idler pulley bearings; flywheel (excluding teeth); rocker arms; rocker shafts; rocker bearings; cylinder head valves; valve seals; valve seats; valve lifters; valve springs; valve retainers; push rods; water pump; oil pump; oil pump housing; harmonic balancer; oil pan (excluding drain plug threads); intake manifold; exhaust manifold (excluding manifold and convertor assembly); valve covers; engine mounts; diesel fuel injection pump; diesel vacuum pump; and seals and gaskets for the parts and components listed in this component group.

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; pistons; piston rings; connecting rods and bearings; crankshaft; crankshaft main bearings; OHC carriers; cover and module; camshaft; camshaft bearings; cam followers; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gears; timing chain cover; timing chain tensioners; timing chain and belt guides; timing belt pulley; engine serpentine belt tensioner; idler pulley; idler pulley bearings; flywheel (excluding teeth); rocker arms; rocker shafts; rocker bearings; cylinder head valves; valve seals; valve seats; valve lifters; valve springs; valve retainers; push rods; water pump; oil pump; oil pump housing; harmonic balancer; oil pan (excluding drain plug threads); intake manifold; exhaust manifold (excluding manifold and convertor assembly); valve covers; engine mounts; diesel fuel injection pump; diesel vacuum pump; and seals and gaskets for the parts and components listed in this component group.

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; pistons; piston rings; connecting rods and bearings; crankshaft; crankshaft main bearings; OHC carriers; cover and module; camshaft; camshaft bearings; cam followers; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gears; timing chain cover; timing chain tensioners; timing chain and belt guides; timing belt pulley; engine serpentine belt tensioner; idler pulley; idler pulley bearings; flywheel (excluding teeth); rocker arms; rocker shafts; rocker bearings; cylinder head valves; valve seals; valve seats; valve lifters; valve springs; valve retainers; push rods; water pump; oil pump; oil pump housing; harmonic balancer; oil pan (excluding drain plug threads); intake manifold; exhaust manifold (excluding manifold and convertor assembly); valve covers; engine mounts; diesel fuel injection pump; diesel vacuum pump; and seals and gaskets for the parts and components listed in this component group.

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; pistons; piston rings; connecting rods and bearings; crankshaft; crankshaft main bearings; OHC carriers; cover and module; camshaft; camshaft bearings; cam followers; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gears; timing chain cover; timing chain tensioners; timing chain and belt guides; timing belt pulley; engine serpentine belt tensioner; idler pulley; idler pulley bearings; flywheel (excluding teeth); rocker arms; rocker shafts; rocker bearings; cylinder head valves; valve seals; valve seats; valve lifters; valve springs; valve retainers; push rods; water pump; oil pump; oil pump housing; harmonic balancer; oil pan (excluding drain plug threads); intake manifold; exhaust manifold (excluding manifold and convertor assembly); valve covers; engine mounts; diesel fuel injection pump; diesel vacuum pump; and seals and gaskets for the parts and components listed in this component group.

Turbocharger/Supercharger (original factory installed parts or components only)

Turbocharger/Supercharger (original factory installed parts or components only)

Turbocharger/Supercharger (original factory installed parts or components only)

Turbocharger/Supercharger (original factory installed parts or components only)

Turbocharger or supercharger housing and the internal parts of the turbocharger or supercharger, including blowout valves; intercooler; and seals and gaskets for the parts and components listed in this component group.

Turbocharger or supercharger housing and the internal parts of the turbocharger or supercharger, including blowout valves; intercooler; and seals and gaskets for the parts and components listed in this component group.

Turbocharger or supercharger housing and the internal parts of the turbocharger or supercharger, including blowout valves; intercooler; and seals and gaskets for the parts and components listed in this component group.

Turbocharger or supercharger housing and the internal parts of the turbocharger or supercharger, including blowout valves; intercooler; and seals and gaskets for the parts and components listed in this component group.

Transmission (automatic or standard)

Transmission (automatic or standard)

Transmission (automatic or standard)

Transmission (automatic or standard)

Transmission case (if damaged from within) and all internal parts contained within the transmission case; input shaft; master clutch cylinder; torque converter; vacuum modulator; transmission mounts; oil pan; and seals and gaskets for the parts and components listed in this component group.

Transmission case (if damaged from within) and all internal parts contained within the transmission case; input shaft; master clutch cylinder; torque converter; vacuum modulator; transmission mounts; oil pan; and seals and gaskets for the parts and components listed in this component group.

Transmission case (if damaged from within) and all internal parts contained within the transmission case; input shaft; master clutch cylinder; torque converter; vacuum modulator; transmission mounts; oil pan; and seals and gaskets for the parts and components listed in this component group.

Transmission case (if damaged from within) and all internal parts contained within the transmission case; input shaft; master clutch cylinder; torque converter; vacuum modulator; transmission mounts; oil pan; and seals and gaskets for the parts and components listed in this component group.

Transfer Case

Transfer Case

Transfer Case

Transfer Case

Transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; and seals and gaskets for the parts and components listed in this component group.

Transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; and seals and gaskets for the parts and components listed in this component group.

Transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; and seals and gaskets for the parts and components listed in this component group.

Transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; and seals and gaskets for the parts and components listed in this component group.

Drive Axle (front and rear)

Drive Axle (front and rear)

Drive Axle (front and rear)

Drive Axle (front and rear)

Final drive housing; drive axle case (if damaged from within) and all internally lubricated parts contained within the drive axle case; differential cover; axle shaft; drive shaft universal joint; wheel bearings; hub bearing assembly (unless failure is caused by the anti-lock breaking system); tapered wheel bearings; locking hubs; drive shaft; constant velocity joints; drive line actuators; CV boots; and seals and gaskets for the parts and components listed in this component group.

If a lift kit has been installed, no coverage will be provided for universal joints.

Final drive housing; drive axle case (if damaged from within) and all internally lubricated parts contained within the drive axle case; differential cover; axle shaft; drive shaft universal joint; wheel bearings; hub bearing assembly (unless failure is caused by the anti-lock breaking system); tapered wheel bearings; locking hubs; drive shaft; constant velocity joints; drive line actuators; CV boots; and seals and gaskets for the parts and components listed in this component group.

If a lift kit has been installed, no coverage will be provided for universal joints.

Final drive housing; drive axle case (if damaged from within) and all internally lubricated parts contained within the drive axle case; differential cover; axle shaft; drive shaft universal joint; wheel bearings; hub bearing assembly (unless failure is caused by the anti-lock breaking system); tapered wheel bearings; locking hubs; drive shaft; constant velocity joints; drive line actuators; CV boots; and seals and gaskets for the parts and components listed in this component group.

If a lift kit has been installed, no coverage will be provided for universal joints.

Final drive housing; drive axle case (if damaged from within) and all internally lubricated parts contained within the drive axle case; differential cover; axle shaft; drive shaft universal joint; wheel bearings; hub bearing assembly (unless failure is caused by the anti-lock breaking system); tapered wheel bearings; locking hubs; drive shaft; constant velocity joints; drive line actuators; CV boots; and seals and gaskets for the parts and components listed in this component group.

If a lift kit has been installed, no coverage will be provided for universal joints.

Front Wheel Steering

Front Wheel Steering

Front Wheel Steering

Front Wheel Steering

Steering box and all internal parts contained within the steering box; rack and pinion gear; power steering pump; power steering hoses; steering spindles; pitman arm; idler arm; center link; upper steering column shaft; relays; sensors; and seals and gaskets for the parts and components listed in this component group.

Steering box and all internal parts contained within the steering box; rack and pinion gear; power steering pump; power steering hoses; steering spindles; pitman arm; idler arm; center link; upper steering column shaft; relays; sensors; and seals and gaskets for the parts and components listed in this component group.

Steering box and all internal parts contained within the steering box; rack and pinion gear; power steering pump; power steering hoses; steering spindles; pitman arm; idler arm; center link; upper steering column shaft; relays; sensors; and seals and gaskets for the parts and components listed in this component group.

Steering box and all internal parts contained within the steering box; rack and pinion gear; power steering pump; power steering hoses; steering spindles; pitman arm; idler arm; center link; upper steering column shaft; relays; sensors; and seals and gaskets for the parts and components listed in this component group.

Brakes

Brakes

Brakes

Brakes

Master cylinder; vacuum assist booster; hydro assist booster; disc brake caliper; wheel cylinders; compensating valve; metal brake hydraulic lines; combination valve; and seals and gaskets for the parts and components listed in this component group.

Master cylinder; vacuum assist booster; hydro assist booster; disc brake caliper; wheel cylinders; compensating valve; metal brake hydraulic lines; combination valve; and seals and gaskets for the parts and components listed in this component group.

Master cylinder; vacuum assist booster; hydro assist booster; disc brake caliper; wheel cylinders; compensating valve; metal brake hydraulic lines; combination valve; and seals and gaskets for the parts and components listed in this component group.

Master cylinder; vacuum assist booster; hydro assist booster; disc brake caliper; wheel cylinders; compensating valve; metal brake hydraulic lines; combination valve; and seals and gaskets for the parts and components listed in this component group.

Electrical

Electrical

Electrical

Electrical

Alternator; digital instrument cluster; instrument panel printed circuit board; voltage regulator; starter motor; starter solenoid; starter drive; factory engine compartment wiring harness; electronic ignition module; distributor pick-up coil; ignition switch; ignition lock cylinder; ignition coils; front and rear wiper motor; washer pump and switch; manually operated electrical switches; body computer and control module; powertrain control module; stop lamp switch; headlamp switch; headlamp motor; turn signal switch; heater and air conditioning control assembly; blower motor resistor; horns; factory installed cruise control module; cruise control transducer; cruise control servo and amplifi er; cruise control engagement switch; power vent window motors; power window motor (excluding regulators); power window switch; serviceable power seat motors (excluding frame or base assembly) power seat switch; power mirror motor (excluding assemblies); power mirror motor switch; power antenna motor (excluding mast); convertible top motor; serviceable sun roof motor (excluding frame assembly); rear defogger switch; rear window defroster grid (excluding glass); and power door lock actuator and switch.

Alternator; digital instrument cluster; instrument panel printed circuit board; voltage regulator; starter motor; starter solenoid; starter drive; factory engine compartment wiring harness; electronic ignition module; distributor pick-up coil; ignition switch; ignition lock cylinder; ignition coils; front and rear wiper motor; washer pump and switch; manually operated electrical switches; body computer and control module; powertrain control module; stop lamp switch; headlamp switch; headlamp motor; turn signal switch; heater and air conditioning control assembly; blower motor resistor; horns; factory installed cruise control module; cruise control transducer; cruise control servo and amplifi er; cruise control engagement switch; power vent window motors; power window motor (excluding regulators); power window switch; serviceable power seat motors (excluding frame or base assembly) power seat switch; power mirror motor (excluding assemblies); power mirror motor switch; power antenna motor (excluding mast); convertible top motor; serviceable sun roof motor (excluding frame assembly); rear defogger switch; rear window defroster grid (excluding glass); and power door lock actuator and switch.

Alternator; digital instrument cluster; instrument panel printed circuit board; voltage regulator; starter motor; starter solenoid; starter drive; factory engine compartment wiring harness; electronic ignition module; distributor pick-up coil; ignition switch; ignition lock cylinder; ignition coils; front and rear wiper motor; washer pump and switch; manually operated electrical switches; body computer and control module; powertrain control module; stop lamp switch; headlamp switch; headlamp motor; turn signal switch; heater and air conditioning control assembly; blower motor resistor; horns; factory installed cruise control module; cruise control transducer; cruise control servo and amplifi er; cruise control engagement switch; power vent window motors; power window motor (excluding regulators); power window switch; serviceable power seat motors (excluding frame or base assembly) power seat switch; power mirror motor (excluding assemblies); power mirror motor switch; power antenna motor (excluding mast); convertible top motor; serviceable sun roof motor (excluding frame assembly); rear defogger switch; rear window defroster grid (excluding glass); and power door lock actuator and switch.

Alternator; digital instrument cluster; instrument panel printed circuit board; voltage regulator; starter motor; starter solenoid; starter drive; factory engine compartment wiring harness; electronic ignition module; distributor pick-up coil; ignition switch; ignition lock cylinder; ignition coils; front and rear wiper motor; washer pump and switch; manually operated electrical switches; body computer and control module; powertrain control module; stop lamp switch; headlamp switch; headlamp motor; turn signal switch; heater and air conditioning control assembly; blower motor resistor; horns; factory installed cruise control module; cruise control transducer; cruise control servo and amplifi er; cruise control engagement switch; power vent window motors; power window motor (excluding regulators); power window switch; serviceable power seat motors (excluding frame or base assembly) power seat switch; power mirror motor (excluding assemblies); power mirror motor switch; power antenna motor (excluding mast); convertible top motor; serviceable sun roof motor (excluding frame assembly); rear defogger switch; rear window defroster grid (excluding glass); and power door lock actuator and switch.

Air Conditioner

Air Conditioner

Air Conditioner

Air Conditioner

Condenser; compressor; clutch assembly and pulley; A/C lines and hoses; evaporator; high/low compressor cut-off switch; expansion valve; pressure cycling switch; orifice tube; and seals and gaskets for the parts and components listed in this component group.

Condenser; compressor; clutch assembly and pulley; A/C lines and hoses; evaporator; high/low compressor cut-off switch; expansion valve; pressure cycling switch; orifice tube; and seals and gaskets for the parts and components listed in this component group.

Condenser; compressor; clutch assembly and pulley; A/C lines and hoses; evaporator; high/low compressor cut-off switch; expansion valve; pressure cycling switch; orifice tube; and seals and gaskets for the parts and components listed in this component group.

Condenser; compressor; clutch assembly and pulley; A/C lines and hoses; evaporator; high/low compressor cut-off switch; expansion valve; pressure cycling switch; orifice tube; and seals and gaskets for the parts and components listed in this component group.

Fuel System

Fuel System

Fuel System

Fuel System

Fuel pump; diesel nozzles and fuel injectors; fuel tank; mechanical fuel tank sending unit; fuel rail; fuel pressure regulator; metal fuel delivery lines; and fuel tank selector valve.

Fuel pump; diesel nozzles and fuel injectors; fuel tank; mechanical fuel tank sending unit; fuel rail; fuel pressure regulator; metal fuel delivery lines; and fuel tank selector valve.

Fuel pump; diesel nozzles and fuel injectors; fuel tank; mechanical fuel tank sending unit; fuel rail; fuel pressure regulator; metal fuel delivery lines; and fuel tank selector valve.

Fuel pump; diesel nozzles and fuel injectors; fuel tank; mechanical fuel tank sending unit; fuel rail; fuel pressure regulator; metal fuel delivery lines; and fuel tank selector valve.

Front & Rear Suspension

Front & Rear Suspension

Front & Rear Suspension

Front & Rear Suspension

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; torsion bars and mounts or bushings; stabilizer bar (excluding any electronic disconnect system); stabilizer links and bushings; king pins; and spindle and spindle support.

If a lift kit has been installed, no coverage will be provided for ball joints.

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; torsion bars and mounts or bushings; stabilizer bar (excluding any electronic disconnect system); stabilizer links and bushings; king pins; and spindle and spindle support.

If a lift kit has been installed, no coverage will be provided for ball joints.

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; torsion bars and mounts or bushings; stabilizer bar (excluding any electronic disconnect system); stabilizer links and bushings; king pins; and spindle and spindle support.

If a lift kit has been installed, no coverage will be provided for ball joints.

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; torsion bars and mounts or bushings; stabilizer bar (excluding any electronic disconnect system); stabilizer links and bushings; king pins; and spindle and spindle support.

If a lift kit has been installed, no coverage will be provided for ball joints.

Heating & Cooling System

Heating & Cooling System

Heating & Cooling System

Heating & Cooling System

Heater core; front and rear blower motor; engine cooling fan and motor; hydraulic fan clutch hub; radiator; and hot water valve.

Heater core; front and rear blower motor; engine cooling fan and motor; hydraulic fan clutch hub; radiator; and hot water valve.

Heater core; front and rear blower motor; engine cooling fan and motor; hydraulic fan clutch hub; radiator; and hot water valve.

Heater core; front and rear blower motor; engine cooling fan and motor; hydraulic fan clutch hub; radiator; and hot water valve.

Emission System

Emission System

Emission System

Emission System

AIR pump; cam shaft sensor; canister purge solenoid; canister vent solenoid (excluding the canister fi lter assembly); knock sensor; crank angle sensor; EGR solenoid; EGR valve; idle speed control motor; mass air fl ow sensor; manifold pressure sensor; O2 (oxygen) sensor; PCM coolant temperature sensor; serviceable throttle position sensor (TPS); and vacuum pump.

The Emission System component group is covered only while the vehicle has less than 100,000km on its odometer.

AIR pump; cam shaft sensor; canister purge solenoid; canister vent solenoid (excluding the canister fi lter assembly); knock sensor; crank angle sensor; EGR solenoid; EGR valve; idle speed control motor; mass air fl ow sensor; manifold pressure sensor; O2 (oxygen) sensor; PCM coolant temperature sensor; serviceable throttle position sensor (TPS); and vacuum pump.

The Emission System component group is covered only while the vehicle has less than 100,000km on its odometer.

AIR pump; cam shaft sensor; canister purge solenoid; canister vent solenoid (excluding the canister fi lter assembly); knock sensor; crank angle sensor; EGR solenoid; EGR valve; idle speed control motor; mass air fl ow sensor; manifold pressure sensor; O2 (oxygen) sensor; PCM coolant temperature sensor; serviceable throttle position sensor (TPS); and vacuum pump.

The Emission System component group is covered only while the vehicle has less than 100,000km on its odometer.

AIR pump; cam shaft sensor; canister purge solenoid; canister vent solenoid (excluding the canister fi lter assembly); knock sensor; crank angle sensor; EGR solenoid; EGR valve; idle speed control motor; mass air fl ow sensor; manifold pressure sensor; O2 (oxygen) sensor; PCM coolant temperature sensor; serviceable throttle position sensor (TPS); and vacuum pump.

The Emission System component group is covered only while the vehicle has less than 100,000km on its odometer.

Emission System Coverage Extension

Emission System Coverage Extension

Emission System Coverage Extension

Emission System Coverage Extension

Ultimate coverage extends the period of coverage for the Emission System component group to an odometer reading of 140,000km.

Ultimate coverage extends the period of coverage for the Emission System component group to an odometer reading of 140,000km.

Ultimate coverage extends the period of coverage for the Emission System component group to an odometer reading of 140,000km.

Ultimate coverage extends the period of coverage for the Emission System component group to an odometer reading of 140,000km.

Electric/Hybrid

Batteries

Electric/Hybrid

Batteries

Electric/Hybrid

Batteries

Electric/Hybrid

Batteries

Electric or hybrid vehicle batteries, battery packs, or an equivalent that is used to power an electric or hybrid vehicle are only covered for a maximum benefit of $10,000, and in no instance will battery capacity degradation be covered.

We will also provide coverage for one repair or replacement of the vehicle’s home charging unit, including coverage for the manufacturer supplied high voltage cables, power converter/inverter, and battery charger, up to a maximum benefit of $800.

Electric or hybrid vehicle batteries, battery packs, or an equivalent that is used to power an electric or hybrid vehicle are only covered for a maximum benefit of $10,000, and in no instance will battery capacity degradation be covered.

We will also provide coverage for one repair or replacement of the vehicle’s home charging unit, including coverage for the manufacturer supplied high voltage cables, power converter/inverter, and battery charger, up to a maximum benefit of $800.

Electric or hybrid vehicle batteries, battery packs, or an equivalent that is used to power an electric or hybrid vehicle are only covered for a maximum benefit of $10,000, and in no instance will battery capacity degradation be covered.

We will also provide coverage for one repair or replacement of the vehicle’s home charging unit, including coverage for the manufacturer supplied high voltage cables, power converter/inverter, and battery charger, up to a maximum benefit of $800.

Electric or hybrid vehicle batteries, battery packs, or an equivalent that is used to power an electric or hybrid vehicle are only covered for a maximum benefit of $10,000, and in no instance will battery capacity degradation be covered.

We will also provide coverage for one repair or replacement of the vehicle’s home charging unit, including coverage for the manufacturer supplied high voltage cables, power converter/inverter, and battery charger, up to a maximum benefit of $800.

Ultimate Parts Group

Ultimate Parts Group

Ultimate Parts Group

Ultimate Parts Group

Covers all mechanical system parts or components unless specially listed as not covered.

Items not covered: throttle body; start light ignition batteries; zippers; windshield wiper arms and linkage assembly; headlamp; projection lamp and tail-lamp assemblies; cup holders; ashtrays; dash pads; consoles; seat frames and springs; convertible top and convertible top frame structures (provided, however, that cables, motors, electronics and switches associated with the functioning of the convertible top are included in the Ultimate Coverage); inside and outside door handles and hinges; shock absorbers; MacPherson strut assembly (including upper mounts and bearings); pipes and hoses (except steering and air conditioning pipes and hoses), lines and rubber brake hoses (except power steering pressure hoses, steel air conditioning lines, and steel brake lines); fastening devices such as clips, nuts, bolts, fasteners, and rivets; standard transmission clutch assembly; manual clutch disc or pressure plate and related bushings and bearings; manual and hydraulic linkages; corroded cables; secondary ignition components; glass (including mirror assemblies and heated windshields); lenses; sealed beams; light bulbs; sockets; fuses; cellular phones; brake rotors and drums; components of exhaust and emission systems not specifically identified as part of the Emission System component group; components of any lift kit; catalytic converter; weather strips; run channels; trim; moldings; bright metal; chrome; upholstery and carpet; paint; outside ornamentation; bumpers; body sheet metal and panels; structural body parts; sun roof frame and assemblies; tires; wheels and rims; and wheel or rim-mounted sensors.

If a lift kit is installed, ball joints, universal joints, steady bearings, wheel bearing, and hub assemblies will be excluded from all coverage plans.

Covers all mechanical system parts or components unless specially listed as not covered.

Items not covered: throttle body; start light ignition batteries; zippers; windshield wiper arms and linkage assembly; headlamp; projection lamp and tail-lamp assemblies; cup holders; ashtrays; dash pads; consoles; seat frames and springs; convertible top and convertible top frame structures (provided, however, that cables, motors, electronics and switches associated with the functioning of the convertible top are included in the Ultimate Coverage); inside and outside door handles and hinges; shock absorbers; MacPherson strut assembly (including upper mounts and bearings); pipes and hoses (except steering and air conditioning pipes and hoses), lines and rubber brake hoses (except power steering pressure hoses, steel air conditioning lines, and steel brake lines); fastening devices such as clips, nuts, bolts, fasteners, and rivets; standard transmission clutch assembly; manual clutch disc or pressure plate and related bushings and bearings; manual and hydraulic linkages; corroded cables; secondary ignition components; glass (including mirror assemblies and heated windshields); lenses; sealed beams; light bulbs; sockets; fuses; cellular phones; brake rotors and drums; components of exhaust and emission systems not specifically identified as part of the Emission System component group; components of any lift kit; catalytic converter; weather strips; run channels; trim; moldings; bright metal; chrome; upholstery and carpet; paint; outside ornamentation; bumpers; body sheet metal and panels; structural body parts; sun roof frame and assemblies; tires; wheels and rims; and wheel or rim-mounted sensors.

If a lift kit is installed, ball joints, universal joints, steady bearings, wheel bearing, and hub assemblies will be excluded from all coverage plans.

Covers all mechanical system parts or components unless specially listed as not covered.

Items not covered: throttle body; start light ignition batteries; zippers; windshield wiper arms and linkage assembly; headlamp; projection lamp and tail-lamp assemblies; cup holders; ashtrays; dash pads; consoles; seat frames and springs; convertible top and convertible top frame structures (provided, however, that cables, motors, electronics and switches associated with the functioning of the convertible top are included in the Ultimate Coverage); inside and outside door handles and hinges; shock absorbers; MacPherson strut assembly (including upper mounts and bearings); pipes and hoses (except steering and air conditioning pipes and hoses), lines and rubber brake hoses (except power steering pressure hoses, steel air conditioning lines, and steel brake lines); fastening devices such as clips, nuts, bolts, fasteners, and rivets; standard transmission clutch assembly; manual clutch disc or pressure plate and related bushings and bearings; manual and hydraulic linkages; corroded cables; secondary ignition components; glass (including mirror assemblies and heated windshields); lenses; sealed beams; light bulbs; sockets; fuses; cellular phones; brake rotors and drums; components of exhaust and emission systems not specifically identified as part of the Emission System component group; components of any lift kit; catalytic converter; weather strips; run channels; trim; moldings; bright metal; chrome; upholstery and carpet; paint; outside ornamentation; bumpers; body sheet metal and panels; structural body parts; sun roof frame and assemblies; tires; wheels and rims; and wheel or rim-mounted sensors.

If a lift kit is installed, ball joints, universal joints, steady bearings, wheel bearing, and hub assemblies will be excluded from all coverage plans.

Covers all mechanical system parts or components unless specially listed as not covered.

Items not covered: throttle body; start light ignition batteries; zippers; windshield wiper arms and linkage assembly; headlamp; projection lamp and tail-lamp assemblies; cup holders; ashtrays; dash pads; consoles; seat frames and springs; convertible top and convertible top frame structures (provided, however, that cables, motors, electronics and switches associated with the functioning of the convertible top are included in the Ultimate Coverage); inside and outside door handles and hinges; shock absorbers; MacPherson strut assembly (including upper mounts and bearings); pipes and hoses (except steering and air conditioning pipes and hoses), lines and rubber brake hoses (except power steering pressure hoses, steel air conditioning lines, and steel brake lines); fastening devices such as clips, nuts, bolts, fasteners, and rivets; standard transmission clutch assembly; manual clutch disc or pressure plate and related bushings and bearings; manual and hydraulic linkages; corroded cables; secondary ignition components; glass (including mirror assemblies and heated windshields); lenses; sealed beams; light bulbs; sockets; fuses; cellular phones; brake rotors and drums; components of exhaust and emission systems not specifically identified as part of the Emission System component group; components of any lift kit; catalytic converter; weather strips; run channels; trim; moldings; bright metal; chrome; upholstery and carpet; paint; outside ornamentation; bumpers; body sheet metal and panels; structural body parts; sun roof frame and assemblies; tires; wheels and rims; and wheel or rim-mounted sensors.

If a lift kit is installed, ball joints, universal joints, steady bearings, wheel bearing, and hub assemblies will be excluded from all coverage plans.

The following additional benefits are always included, deductible-free.

Rental

In the event of a covered breakdown requiring overnight repairs, we will reimburse you for receipted expenses to rent a replacement vehicle or for a taxi or public transportation expenses. Up to $50 per day, maximum of $250 per repair.

Trip Interruption

If a covered breakdown occurs more than 100km from your home and results in a repair facility keeping your vehicle overnight, we will reimburse receipted motel and restaurant expenses. Up to $150 per day, maximum $450 per repair.

Road Service & Towing Expense Assistance

If your vehicle is unable to proceed safely under its own power, we will pay to tow the vehicle to the dealer (up to $240) or to another destination (up to $100). Additional services include mechanical first aid, tire service, battery service, fuel delivery service, and locksmith service.

Used Vehicle Protection

Custom Coverage Extended Protection

Build affordable coverage for your pre-owned vehicle, customized to your unique needs.

Canada & United States Coverage

FCPP covers your vehicle anywhere in Canada and the continental United States.

Direct Response

FCPP will quickly and efficiently handle any claim. Repair costs are paid directly to the repair facility on authorized services, saving you from out-of-pocket expenses and the inconvenience of waiting for reimbursement.

Transferable Coverage

In the event you choose to sell your vehicle privately, you can transfer the remaining coverage to the next owner.

Ideal Payment Plan

This interest free monthly payment option offers an affordable way to purchase a Custom Coverage plan. Available on plans with terms of 24 months or longer.

Customize the right plan for you.

Read more about each plan offering.

Legend
Included
Optional
Enhanced
Essential

Great for vehicles with remaining factory Powertrain

Basic

Affordable Powertrain Coverage

COMPONENT GROUP
Enhanced
Essential

Great for vehicles with remaining factory Powertrain

Basic

Affordable Powertrain Coverage

Engine

Engine

Engine

Engine

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; intake manifold; exhaust manifold (excluding manifold and converter assembly); timing gears; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gear cover; flywheel (excluding teeth); oil pump; oil pump housing; water pump; harmonic balancer; OHC carriers and cover; valve covers; oil pan (excluding drain plug threads); engine mounts; and turbocharger or supercharger housings and the internal parts of the turbocharger or supercharger, including blowout valves and intercooler.

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; intake manifold; exhaust manifold (excluding manifold and converter assembly); timing gears; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gear cover; flywheel (excluding teeth); oil pump; oil pump housing; water pump; harmonic balancer; OHC carriers and cover; valve covers; oil pan (excluding drain plug threads); engine mounts; and turbocharger or supercharger housings and the internal parts of the turbocharger or supercharger, including blowout valves and intercooler.

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; intake manifold; exhaust manifold (excluding manifold and converter assembly); timing gears; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gear cover; flywheel (excluding teeth); oil pump; oil pump housing; water pump; harmonic balancer; OHC carriers and cover; valve covers; oil pan (excluding drain plug threads); engine mounts; and turbocharger or supercharger housings and the internal parts of the turbocharger or supercharger, including blowout valves and intercooler.

Cylinder block and all internally lubricated parts contained within the engine, including the following: cylinder heads; intake manifold; exhaust manifold (excluding manifold and converter assembly); timing gears; timing chain or belt (unless the timing belt was not replaced as recommended by the vehicle’s manufacturer); timing gear cover; flywheel (excluding teeth); oil pump; oil pump housing; water pump; harmonic balancer; OHC carriers and cover; valve covers; oil pan (excluding drain plug threads); engine mounts; and turbocharger or supercharger housings and the internal parts of the turbocharger or supercharger, including blowout valves and intercooler.

Desiel Engine

Desiel Engine

Desiel Engine

Desiel Engine

All parts and components listed under engine, plus diesel fuel injection pump; lines; nozzles; and vacuum pump.

All parts and components listed under engine, plus diesel fuel injection pump; lines; nozzles; and vacuum pump.

All parts and components listed under engine, plus diesel fuel injection pump; lines; nozzles; and vacuum pump.

All parts and components listed under engine, plus diesel fuel injection pump; lines; nozzles; and vacuum pump.

Transmission / Transaxle

Transmission / Transaxle

Transmission / Transaxle

Transmission / Transaxle

Transmission case (if damaged from within) and all internal parts contained within the transmission case; torque converter; transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; vacuum modulator; transmission mounts; and master clutch cylinder.

Transmission case (if damaged from within) and all internal parts contained within the transmission case; torque converter; transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; vacuum modulator; transmission mounts; and master clutch cylinder.

Transmission case (if damaged from within) and all internal parts contained within the transmission case; torque converter; transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; vacuum modulator; transmission mounts; and master clutch cylinder.

Transmission case (if damaged from within) and all internal parts contained within the transmission case; torque converter; transfer case (if damaged from within) and all internal parts contained within the transfer case; encoder motor; vacuum modulator; transmission mounts; and master clutch cylinder.

Front / Rear Drive Axle

Front / Rear Drive Axle

Front / Rear Drive Axle

Front / Rear Drive Axle

Final drive housing and all internal parts contained within the final drive housing; axle shaft; axle shaft bearings; constant velocity joints; axle housing; propeller shaft; drive shaft universal joint; hub bearing assembly (unless failure is caused by the anti-lock braking system; maximum part price is $150); and locking hubs.

Final drive housing and all internal parts contained within the final drive housing; axle shaft; axle shaft bearings; constant velocity joints; axle housing; propeller shaft; drive shaft universal joint; hub bearing assembly (unless failure is caused by the anti-lock braking system; maximum part price is $150); and locking hubs.

Final drive housing and all internal parts contained within the final drive housing; axle shaft; axle shaft bearings; constant velocity joints; axle housing; propeller shaft; drive shaft universal joint; hub bearing assembly (unless failure is caused by the anti-lock braking system; maximum part price is $150); and locking hubs.

Final drive housing and all internal parts contained within the final drive housing; axle shaft; axle shaft bearings; constant velocity joints; axle housing; propeller shaft; drive shaft universal joint; hub bearing assembly (unless failure is caused by the anti-lock braking system; maximum part price is $150); and locking hubs.

Cooling & Fuel System

Cooling & Fuel System

Cooling & Fuel System

Cooling & Fuel System

Radiator; fan and clutch; engine cooling fan and motor; fuel tank; mechanical fuel tank sending unit; metal fuel delivery lines; fuel tank selector valve; and fuel pump.

Radiator; fan and clutch; engine cooling fan and motor; fuel tank; mechanical fuel tank sending unit; metal fuel delivery lines; fuel tank selector valve; and fuel pump.

Radiator; fan and clutch; engine cooling fan and motor; fuel tank; mechanical fuel tank sending unit; metal fuel delivery lines; fuel tank selector valve; and fuel pump.

Radiator; fan and clutch; engine cooling fan and motor; fuel tank; mechanical fuel tank sending unit; metal fuel delivery lines; fuel tank selector valve; and fuel pump.

Steering

Steering

Steering

Steering

Gear housing and all internal parts contained within the gear housing; power steering pump; upper steering column shaft; idler arm; pitman arm; and power steering hoses (excluding cooler assembly).

Gear housing and all internal parts contained within the gear housing; power steering pump; upper steering column shaft; idler arm; pitman arm; and power steering hoses (excluding cooler assembly).

Gear housing and all internal parts contained within the gear housing; power steering pump; upper steering column shaft; idler arm; pitman arm; and power steering hoses (excluding cooler assembly).

Gear housing and all internal parts contained within the gear housing; power steering pump; upper steering column shaft; idler arm; pitman arm; and power steering hoses (excluding cooler assembly).

Front Suspension

Front Suspension

Front Suspension

Front Suspension

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; steering spindle; stabilizer shaft; and stabilizer bushings.

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; steering spindle; stabilizer shaft; and stabilizer bushings.

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; steering spindle; stabilizer shaft; and stabilizer bushings.

Upper and lower control arms; control arm shafts or bushings; upper and lower ball joints; steering spindle; stabilizer shaft; and stabilizer bushings.

Brakes

Brakes

Brakes

Brakes

Master cylinder; assist boosters; wheel cylinders; combination valve; metal brake hydraulic lines; and disc brake caliper.

Master cylinder; assist boosters; wheel cylinders; combination valve; metal brake hydraulic lines; and disc brake caliper.

Master cylinder; assist boosters; wheel cylinders; combination valve; metal brake hydraulic lines; and disc brake caliper.

Master cylinder; assist boosters; wheel cylinders; combination valve; metal brake hydraulic lines; and disc brake caliper.

Electrical

Electrical

Electrical

Electrical

Starter motor; starter solenoid; alternator/regulator; distributor shaft; factory engine compartment wiring harness; instrument panel printed circuit board; front and rear window wiper motor; washer pump; manually operated electrical switches; engine control module; body control module; powertrain control module; ignition module; and instrument cluster.

Starter motor; starter solenoid; alternator/regulator; distributor shaft; factory engine compartment wiring harness; instrument panel printed circuit board; front and rear window wiper motor; washer pump; manually operated electrical switches; engine control module; body control module; powertrain control module; ignition module; and instrument cluster.

Starter motor; starter solenoid; alternator/regulator; distributor shaft; factory engine compartment wiring harness; instrument panel printed circuit board; front and rear window wiper motor; washer pump; manually operated electrical switches; engine control module; body control module; powertrain control module; ignition module; and instrument cluster.

Starter motor; starter solenoid; alternator/regulator; distributor shaft; factory engine compartment wiring harness; instrument panel printed circuit board; front and rear window wiper motor; washer pump; manually operated electrical switches; engine control module; body control module; powertrain control module; ignition module; and instrument cluster.

Heater & Factory Installed Air Conditioner

Heater & Factory Installed Air Conditioner

Heater & Factory Installed Air Conditioner

Heater & Factory Installed Air Conditioner

Compressor; clutch assembly and pulley; condenser; evaporator; accumulator; high/low compressor cut-off switch; pressure cycling switch; heater core; blower motor; and air conditioning hoses.

Compressor; clutch assembly and pulley; condenser; evaporator; accumulator; high/low compressor cut-off switch; pressure cycling switch; heater core; blower motor; and air conditioning hoses.

Compressor; clutch assembly and pulley; condenser; evaporator; accumulator; high/low compressor cut-off switch; pressure cycling switch; heater core; blower motor; and air conditioning hoses.

Compressor; clutch assembly and pulley; condenser; evaporator; accumulator; high/low compressor cut-off switch; pressure cycling switch; heater core; blower motor; and air conditioning hoses.

High-Tech Features & Power Accessories

High-Tech Features & Power Accessories

High-Tech Features & Power Accessories

High-Tech Features & Power Accessories

Automatic temperature control programmer; factory installed keyless entry system; power window motors (excludes regulator failure); power door lock actuators; power seat motors; power adjusting mechanism; power antenna; factory installed cruise control; and rear window defroster grid repair (excluding glass replacement).

Automatic temperature control programmer; factory installed keyless entry system; power window motors (excludes regulator failure); power door lock actuators; power seat motors; power adjusting mechanism; power antenna; factory installed cruise control; and rear window defroster grid repair (excluding glass replacement).

Automatic temperature control programmer; factory installed keyless entry system; power window motors (excludes regulator failure); power door lock actuators; power seat motors; power adjusting mechanism; power antenna; factory installed cruise control; and rear window defroster grid repair (excluding glass replacement).

Automatic temperature control programmer; factory installed keyless entry system; power window motors (excludes regulator failure); power door lock actuators; power seat motors; power adjusting mechanism; power antenna; factory installed cruise control; and rear window defroster grid repair (excluding glass replacement).

Seals & Gaskets

Seals & Gaskets

Seals & Gaskets

Seals & Gaskets

All seals and gaskets used to contain fluids or lubricants within the parts and components listed for the coverage plan elected. For clarity, coverage is for excessive leakage, but not seepage.

All seals and gaskets used to contain fluids or lubricants within the parts and components listed for the coverage plan elected. For clarity, coverage is for excessive leakage, but not seepage.

All seals and gaskets used to contain fluids or lubricants within the parts and components listed for the coverage plan elected. For clarity, coverage is for excessive leakage, but not seepage.

All seals and gaskets used to contain fluids or lubricants within the parts and components listed for the coverage plan elected. For clarity, coverage is for excessive leakage, but not seepage.

12 Month Unlimited Plan

12 Month Unlimited Plan

12 Month Unlimited Plan

12 Month Unlimited Plan

Available for vehicles up to 10 model years old (current + 9), with up to 200,000 km on $2,500 liability limit plans or with up to 160,000 km on $3,500 and $5,000 liability limit plans.

Available for vehicles up to 10 model years old (current + 9), with up to 200,000 km on $2,500 liability limit plans or with up to 160,000 km on $3,500 and $5,000 liability limit plans.

Available for vehicles up to 10 model years old (current + 9), with up to 200,000 km on $2,500 liability limit plans or with up to 160,000 km on $3,500 and $5,000 liability limit plans.

Available for vehicles up to 10 model years old (current + 9), with up to 200,000 km on $2,500 liability limit plans or with up to 160,000 km on $3,500 and $5,000 liability limit plans.

24 Month Unlimited Plan

24 Month Unlimited Plan

24 Month Unlimited Plan

24 Month Unlimited Plan

Available for vehicles up to 10 model years old (current + 9), with up to 160,000 km.

Available for vehicles up to 10 model years old (current + 9), with up to 160,000 km.

Available for vehicles up to 10 model years old (current + 9), with up to 160,000 km.

Available for vehicles up to 10 model years old (current + 9), with up to 160,000 km.

Towing Expense Assistance

Towing Expense Assistance

Towing Expense Assistance

Towing Expense Assistance

If your vehicle is unable to proceed safely under its own power, we will pay to tow the vehicle to the dealer (up to $240) or to another destination (up to $100).

If your vehicle is unable to proceed safely under its own power, we will pay to tow the vehicle to the dealer (up to $240) or to another destination (up to $100).

If your vehicle is unable to proceed safely under its own power, we will pay to tow the vehicle to the dealer (up to $240) or to another destination (up to $100).

If your vehicle is unable to proceed safely under its own power, we will pay to tow the vehicle to the dealer (up to $240) or to another destination (up to $100).

Rental

Rental

Rental

Rental

In the event of a covered breakdown requiring overnight repairs, we will pay or reimburse you for receipted expenses to rent a replacement vehicle or reimburse you for taxi or public transportation expenses. Up to $50 per day, maximum of $250 per repair.

In the event of a covered breakdown requiring overnight repairs, we will pay or reimburse you for receipted expenses to rent a replacement vehicle or reimburse you for taxi or public transportation expenses. Up to $50 per day, maximum of $250 per repair.

In the event of a covered breakdown requiring overnight repairs, we will pay or reimburse you for receipted expenses to rent a replacement vehicle or reimburse you for taxi or public transportation expenses. Up to $50 per day, maximum of $250 per repair.

In the event of a covered breakdown requiring overnight repairs, we will pay or reimburse you for receipted expenses to rent a replacement vehicle or reimburse you for taxi or public transportation expenses. Up to $50 per day, maximum of $250 per repair.

Trip Interruption

Trip Interruption

Trip Interruption

Trip Interruption

In the event that a covered breakdown occurs more than 160km from your home and results in a repair facility keeping your vehicle overnight, we will reimburse receipted motel and restaurant expenses. Up to $100 per day, maximum $300 per repair.

In the event that a covered breakdown occurs more than 160km from your home and results in a repair facility keeping your vehicle overnight, we will reimburse receipted motel and restaurant expenses. Up to $100 per day, maximum $300 per repair.

In the event that a covered breakdown occurs more than 160km from your home and results in a repair facility keeping your vehicle overnight, we will reimburse receipted motel and restaurant expenses. Up to $100 per day, maximum $300 per repair.

In the event that a covered breakdown occurs more than 160km from your home and results in a repair facility keeping your vehicle overnight, we will reimburse receipted motel and restaurant expenses. Up to $100 per day, maximum $300 per repair.

Emergency Roadside Assistance

Emergency Roadside Assistance

Emergency Roadside Assistance

Emergency Roadside Assistance

Includes mechanical first aid, tire service, battery service, fuel delivery service, and locksmith service.

Includes mechanical first aid, tire service, battery service, fuel delivery service, and locksmith service.

Includes mechanical first aid, tire service, battery service, fuel delivery service, and locksmith service.

Includes mechanical first aid, tire service, battery service, fuel delivery service, and locksmith service.

Claim Liability Limit

Claim Liability Limit

Claim Liability Limit

Claim Liability Limit

Default claim liability is $2,500 per claim. If the $3,500 or $5,000 liability limit is selected, then the liability limit will become effective six months from the purchase date, or when the odometer reaches 10,000km, whichever is later.

Default claim liability is $2,500 per claim. If the $3,500 or $5,000 liability limit is selected, then the liability limit will become effective six months from the purchase date, or when the odometer reaches 10,000km, whichever is later.

Default claim liability is $2,500 per claim. If the $3,500 or $5,000 liability limit is selected, then the liability limit will become effective six months from the purchase date, or when the odometer reaches 10,000km, whichever is later.

Default claim liability is $2,500 per claim. If the $3,500 or $5,000 liability limit is selected, then the liability limit will become effective six months from the purchase date, or when the odometer reaches 10,000km, whichever is later.

Key & Remote Protection

Platinum Key & Remote Exchange

The easy solution to lost, stolen or damaged keys and remotes.

Most vehicles today come with technologically advanced keys and remotes, and the cost to repair or replace and reprogram them can be unexpectedly steep.

Provides up to 6 years of coverage for the costs associated with:

Deprogramming your previous key or remote

Purchasing your new/refurbished key or remote

Reprogramming your new key or remote

Delivering your new key or remote

Keep your money in your pocket with a Platinum Key & Remote Exchange Agreement.

Road Hazard Protection

Platinum Tire & Rim Protection

Protect your tires and wheels from road hazards.

Over the course of their life, tires take a beating. Unfortunately, road hazards such as debris from other vehicles, nails and screws, fallen rocks, or broken glass can cause damage that prevents tires and rims from even holding air. Why not have someone else pay for these types of headaches for you?

Provides up to 6 years of coverage for damage caused by road hazards, including:

Damaged Tire or Rim Replacement

Replacements are only covered if repairs cannot be done.

Towing/ Tire Change Assistance

For roadside service to tow the vehicle or change a tire, we will reimburse up to $50 per occurrence.

Rental and Trip Interruption

In the event of a damaged tire or rim, we will reimburse the cost to rent a replacement vehicle, up to $50 a day.

In the event of a damaged tire or rim that occurs more that 150km from your home and results in a repair facility keeping your vehicle overnight, we will reimburse receipted motel and restaurant expense. Up to $100 a day.

Under your manufacturer’s warranty, tire and rim coverage is limited only to defects, which are rare. Let a Platinum Tire & Rim Protection agreement cover the cost of unexpected damage.